A while back, I had written about a bank called Everbank that offered CDs that offered you the greater of your principal or the appreciation of the S&P 500 at the end of your term. So for example, if you invested a $1,000 (which in reality you can't - there are pretty steep minimums), and the S&P rose 10% in the time of your CD, you'd get back $1100. But if the S&P fell during that time, you'd still get back your original $1,000 back. Makes you wonder what the catch is, eh?
Well, there isn't really a catch. This is a win-win - except that the two parties have different goals. I figured out the logic and thought of posting it, but figured it would probably put most of my readers to sleep, but do e-mail me if you are interested in why someone would offer that.
And here's an offer for you! Hehe, that's right, I'm advertising on my blog ... no, not Viagra pills or free software! I'm offering you the same terms as the Everbank CD - principal or appreciation of the S&P 500. Of course, rather than minimums like Everbank, I have to have maximum ceilings, but if you are interested in this, e-mail me at kewlkarteekatgmaildotcom (the e-mail style is to prevent spam - convert it to a typical e-mail address)